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Overcoming Poverty Essays

Overcoming Poverty

Poverty is often defined as a shortage of finances that are otherwise necessary to uphold a comfortable lifestyle. Overcoming poverty requires improvement to multiple aspects of your financial and personal well being through a handful of methods.

The first thing you should do to overcome poverty is to avoid bad spending habits. Take responsibility for cutting bad spending habits from your life that would otherwise contribute to poverty. This can include excessive dining out or a large and unnecessary cell phone and television plan. Unnecessary spending means spending money on things that you do not need. You should also avoid buying things at full price which you would find at a discount in thrift stores or with coupons or on sale. Betting on lottery tickets should also be thwarted. Studies indicate that the poor will spend twice as much money on lottery tickets as those who are above the poverty line because they are attempting to change their circumstances via chance. Statically this bet rarely pays off.

Take advantage of government welfare programs. Welfare programs of this type are a great stepping stone to overcoming the issue of poverty. The funds can be used t help advance your financial situation while offsetting your own living expenses. The application can be done through local, state, and national government offices and will help pay for things like rent and utility, loans and grants for education, food, and healthcare.

Increase your income. Ending poverty is going to require you to have a steady stream of money coming in that will allow you to save for and invest in the future as well as cover your current monthly financial obligations. You can use some of the following strategies to try and increase your income in this way:

Advancement of job. Ask for a raise at the job you currently have or try to get a better paying position at your current level of employment. Get a second job. Take a part time job during your free time. This can help you with temporary means to overcome poverty while you try and get a more permanent and full time gig. Find some side work. If you have some kind of skill or talent, you can probably use it to generate some kind of income to get out of poverty. You could babysit, cook meals for people, clean houses, mow peoples lawns, or even do painting or handyman services for some extra money. Find some alternatives to occupational income. Sell some of your items at a yard sale, maybe list some items that you have to sell on auction websites like Ebay. Donate blood or participate in medical research. These are all ways to increase your outside-work income.

Overcoming Poverty: Potential Solutions Essay

Overcoming Poverty: Potential Solutions

There is no single description of poverty. But for many, perhaps most, it means homes with inadequate heating, unstable plumbing, and uncertain electricity. It often means a home where some go to bed hungry and malnutrition is very frequent. For almost all the poverty stricken families it means that life is a constant struggle to obtain the merest necessities of existence, the things that most of us take for granted. Financial aid and government assistance programs have been set up in hopes of alleviating this growing problem. However, financial aid and other assistance programs are just too expensive to contend with the growing social issue: poverty. It has become crucial that we examine possible economic alternatives in order to improve the increasing poverty statistic explained in this paper. We must ask ourselves if indeed spending money will really improve the whole situation, or will it set our nation in further unnecessary debt? But most importantly, the ultimate question that needs to be addressed: why are people poor and what is the bigger issue surrounding poverty?

The government believed the War on Poverty in the 1960's was the solution at the time. It was a step toward rehabilitation, but after spending over 5 trillion dollars only to come up empty, congress was ready to wave the white flag. This new strategy for the war on poverty was directed at changing peoples' core values and education. The program tried to reform the poor through education, training, and strengthening family life. The ultimate goal was for the poor to acquire basic needs and skills so they could become self-sufficient. As the Secretary of Health states:

Financial assistance to meet people's basic needs for food, shelter, and clothing is essential, but alone is not enough. Expenditures for assistance not accompanied by rehabilitative services may actually increase dependency and eventual costs to the community, the very essence of a vital program should be full use of all rehabilitative services. The ultimate aim is to help families become self-supporting and independent by strengthening all their own resources.

(Handler 48)

In other words, financial assistance helps, but with the poverty rates rising, costs to keep a respectable financial aid program fades. Ultimately, rather than simply throwing money at people in poverty, I believe more of a long run solution is needed: rehabilitation through education and through strengthening family life.

Since 1960, the number of financial aid applicants has risen from 2.4 million to about 10 million children and adults. In the last five years, the number of recipients rose by more than 75 percent. It costs about 7 billion a year to support this effervescent statistic. The costs are simply too much to handle. Social characteristics of families have changed as well. In the stepping-stones of this relief program, white widows headed most of the...

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