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Filmexpose Beispiel Essay

@dorothyy13 o_o nien, i mean, you take a long ass quote, you rework it to your own=paraphrase, yes? are you suppose to cite that in essay?

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Frank Money here – your very effective money detective….

If you have excessive debt, you should take a deep breath and realize you do have options.

Millennials in general have the lowest credit score and most problems managing their debt, compared to prior generations. But the good news is you have the lowest number of credit cards and lowest debt total compared to other generations.

However, the bad news is that you use credit cards a lot, and make a lot of late payments. Late payments mean lower credit scores.

Additionally, millennials tend to use costly alternative financial services, such as auto title loans, payday loans, pawnshops, rent-to-own loans and tax-refund advances.

Here are some steps you can do to help you get control of excessive debt:

1 – For credit cards, get a lower credit card interest rate as soon as you can – Call up your credit card company and ask for a lower rate.

2 – If you can’t make the minimum payments on time, call your credit card company and work out a payment plan.

3 – Allocate a larger portion of your income to reduce debt. This will be painful, but over time it will work.

4 – Limit your spending. If you don;t have a budget plan in place, now is the time. Limit your spending to only the essentials, and make paying off your debt the number one priority.

5 – Motivate yourself. Reach out to friends or relatives who have been through similar problems. This is a process, and it helps to have support during those low times.

Need more help? Then why not reach out to the NFCC (NationalFoundation for Credit Counseling – the nations largest and longest-serving non-profit financial counseling organization.

So don’t fret the debt – instead take some steps to help yourself and sleep easier.

April is National Financial Literacy Month, Detective Frank Money’s favorite month! To celebrate the importance of being financially literate, Detective Money is going to post financial literacy tips every day.

Posted inDebt, Detective Frank Money, Financial Literacy Month | TaggedDebt, Detective Frank Money, Financial Literacy Month, Financial Literacy Videos, Talkin' Money